Schedule of Fees & Charges
Last updated 01/2024
| Service | Fee |
|---|---|
| Membership | $25.00 |
| Overdraft/Non-sufficient Funds (NSF) Applies to checks, ACH, and other electronic debits that are paid or returned |
$25.00/ea |
| Stop Payment Initial & renewal including check, ACH, official check payment refusal |
$15.00/ea |
| Returned Deposit Item |
$15.00/ea |
| Outgoing wire transfers | $15.00/ea |
| Replacement Debit Card | $10.00 |
| ATM Surcharge Refunds | Limit 4 per month |
| Incoming wire transfers | FREE |
| DMV title changes | $10.00/ea |
| Account research and reconciliation | FREE/hr |
| Late loan payment charge | 5% of late loan payments due |
| GAP Insurance | $400.00 |
| CARFAX Vehicle History Reports Members may purchase from the credit union anytime *Required when financing a vehicle purchase made through a private third party seller |
1 for $15.00 2 for $25.00 3 for $30.00 |
| WV UCC Filing Required when financing boat motors, outdoor power equipment, and any collateral that is not able to have DMV title issued normally |
$25.00/ea |
Fees and Charges subject to change.