Online Privacy & Weblinking Practices
At Hope Federal Credit Union, we are committed to protecting the privacy and security of the information you share with us. Your personal and financial information has been and will continue to be handled carefully and sensibly. We maintain high standards to safeguard your personal financial information at all times, and this notice will help you understand how we protect and use that information. In addition to Hope Federal Credit Union's standard privacy policy, we provide this supplemental information about the privacy and confidentiality of your personal information on our website and our web linking practices.
Information Collected & Stored Automatically
On our website, we collect and store only information related to your visit that will be used in research to provide you with better service, such as your Internet domain or IP address, the type of browser and operating system you use, the date and time of your visit, the pages you visited, and if you linked from another site.
If you enter into a transactional area, we will collect personally identifiable information for security purposes to authenticate your identification to authorize your transactions, but only if specifically and knowingly provided by you. We do not give, sell, or transfer any personal information to third parties, unless required by law, under some other permissible purpose set forth by regulation, or specifically authorized by you.
Information Collected from Emails and Web Forms
If you complete one of our interactive forms or submit an email through our website, your information will be received and used by Hope FCU employees as described at the point of collection. It will not be provided to non-affiliated third parties. We recommend that you do not include sensitive information in emails, such as account or social security numbers. If you are not comfortable providing the information requested via email or web forms, please contact us directly at 681-842-3065 or by writing to us at 925 White Oaks Blvd., Bridgeport, WV 26330.
Use of Information & Third Party Suppliers
Hope FCU limits the use and collection of all information to that which is necessary to maintain and administer financial services to you, provide excellent service, and offer new products and services that may be beneficial to you.
We may use third party suppliers or service providers to facilitate our services. If we do outsource one or more aspects of our financial services, we will require them to perform to our service and privacy standards and will restrict how they may access, use, or disclose your information. We will take every precaution to insure these suppliers do not retain, disclose, or sell your information to third parties.
Weblinking Practices
Solely as a benefit and convenience to you, Hope FCU may provide you with access to information, products, or services offered on websites that are owned or operated by other companies or third parties. We provide this access through the use of hyperlinks that move you automatically from the Hope FCU website to another website. While we take every precaution to provide you with helpful and reliable resources, Hope FCU does not endorse, approve, or guarantee information, products, services, or recommendations provided at any of the sites to which we have provided links. Because we may not always know when information on a linked site is changed, Hope FCU shall not be responsible for the content or accuracy of any third party website. Hope FCU shall not be responsible for any loss or damage of any sort resulting from the use of a linked website nor will it be liable for any failure of products or services advertised or provided on these linked sites. We offer these links on an "as-is" basis. When you visit a linked website by using a link on our site, you will no longer be protected by our privacy policy or security practices. The data collection, use and protection practices that will apply to your use of the linked website may differ from the practices and protections of Hope FCU. You should always familiarize yourself with the privacy policy and security practices of any website you visit before providing any information. Here are some helpful hints to tell you if you've left the Hope FCU website:
A disclaimer page may appear warning that you are leaving Hope FCU's site and requiring you to select continue in order to leave Hope FCU's site.
Instead of Hope Federal Credit Union's web address, the URL of the linked website appears in the location box of your browser.
Privacy Policy
| Privacy Policy section. Why, what, and how of information sharing | |
|---|---|
| FACTS | WHAT DOES HOPE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. |
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Hope Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Privacy Policy Section. Information Sharing details. | ||
|---|---|---|
| Reasons we can share your personal information | Does Hope Federal Credit Union share? | Can you limit this sharing? |
| For our everyday business purposes — —such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We don't share |
| For affiliates to market to you | No | We don't share |
| For non-affiliates to market to you | No | We don't share |
| Questions? | Call us at 681-842-3065 or visit us online at www.hopefcu.com. | |
| More information about your privacy continued on next page. | ||
| Privacy Policy Section. Origin of this notice. | |
|---|---|
| Who we are | |
| Who is providing this notice? | Hope Federal Credit Union. |
| Privacy Policy Section. Information security details. | |
|---|---|
| What we do | |
| How does Hope Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology. |
| How does Hope Federal Credit Union collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, including credit bureaus or other companies. |
| Why can't I limit all sharing? |
Federal law only gives you the right to limit:
State laws and individual companies may give you additional rights to limit sharing. |
| Privacy Policy Section. Definitions | |
|---|---|
| Definitions | |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Non-affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|